Risk Underwriting Analyst

About Home Credit

Founded in 1997, Home Credit is an international consumer finance provider with operations in 8 countries. They focus on responsible lending primarily to people with little or no credit history. Their services are simple, easy, and fast.

Your responsibilities

• Identification of segments of our applying clients, assessment of their credit worthiness, and x-sell potential
• Creation and automation of reports –focus on the underwriting process and postapproval monitoring.
• Monitors and reports on pilots and operating procedures
• Participation in the development of statistical models for UW
• Co-operation with sales on client base and selection criteria assessment
• Co-operates on ad-hoc UWI department tasks

Training & development

Home Credit fosters its employees’ professional and career development and offers a series of excellent training programs. They provide equal opportunities for growth to all of their employees. When joining the company, each employee undergoes a valuable period of induction training to welcome you as a new team member, familiarize you with the company, its values, and strategic goals, and equip you with everything you need for a successful start to your new career.

Compensation & benefits

• Performance-based bonus.
• Nontaxable Allowances.
• Leave credits for vacation, sickness, and emergency purposes.
• HMO (2 weeks from start date).
• Life Insurance upon hiring.
• Monetary assistance for maternity and emergency cases.
• Accident Supplementary Pay.
• Be part of the number 1 Tech-driven consumer finance in the Philippines.
• Propsle salary range Php 21,500 to 28,800

Career progression

For committed and motivated Master’s degree students – a talent program that offers those interested in working in one of the countries where they operate the chance to gain key skills in their offices while they are completing their final year of studies. Over their year-long “internship” at Home Credit, students work with them, taking part in a tailor-made program with their mentor and help from their colleagues – learning about everything from accounting to risk management and customer relations.

Work-life balance

Home Credit is a good company that will give you accurate details regarding your work routine. They are committed to work-life balance by organizing simple yet meaningful activities to engage their employees in the workplace. Act and communicate as an organizational citizen with the best in mind for everyone.

Company culture

Values help organizations in creating a culture that promotes a certain set of behaviors. In a world where competition is rife and functions end up running along similar lines, the core values of our organization make us stand out as a company.

About you

• Open for Fresh Graduates
• University degree (preferred in Mathematics, Statistics, Physics)
• Willing to be assigned in BGC, Taguig with a hybrid set-up 
• No previous work experience is explicitly required, though some part-time or junior experience from a relevant position will be considered an advantage
• Analytical and problem-solving thinking is a must
• English language –active, as daily communication within the company will be in English
• Ability to structure problems well and cooperate with different departments
• Microsoft Office Suite –active user, the main focus on Excel (analytical functions, pivots, etc)
• SQL knowledge will be considered an advantage.

How to apply

To apply for this position, simply click the “Apply on employer site” button on this page.

Source/s:

• homecredit.ph
• ph.indeed.com